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View of Dr Harsh Kumar Bhanwala on latest RBI’s policy announcement.

by Suman Gupta

With this accommodative stance, the RBI is expecting normalisation of sectors as the CRR will further open up space for a variety of market operations and make lending easier. The RBI extending Targeted Long Term Repo Operations (TLTRO) to NBFCs will further enhance credit flow and potential for the affordable housing sector, SMEs, infrastructure projects etc.  Since the resident individuals can now make remittances to IFSCs for NRIs, it will increase the flow of remittances from foreign countries.

About Capital India Finance Limited:Mr S.K. Narvar promoted Capital India Finance Limited (CIFL) is an India-focused well capitalized NBFC. The Company focusses on providing customized financial solutions to Mid Corporates and SMEs for their growth and working capital requirements. CIFL provides Home Loans in affordable segment through its HFC, Capital India Home Loans. CIFL also offers foreign exchange services through its subsidiary RemitX and financial inclusion services like Domestic Remittance, AEPS, Micro ATM etc. via its Fintech subsidiary called RapiPay.

About Dr. Harsh Kumar Bhanwala:CIFL is headed by Dr Harsh Kumar Bhanwala who is the Executive Chairman at the Company. He is also the ex-Chairman of NABARD, a leading Apex financial institution for Agriculture and Rural Development. Dr Bhanwala is an industry veteran with his vast experience in the areas of financial inclusion, rural lending, microfinance, cooperative credit institutions and much more.

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