by Suman Gupta
• Diversified All-in-One Portfolio Powered by Proprietary Asset Class Selection Model
• Fund aims to manage Downside Risk and Reduce Portfolio Volatility, with the benefit of Equity Taxation
Mumbai, 9 July 2025 – Franklin Templeton (India) today announced the launch of Franklin India Multi Asset Allocation Fund (FIMAAF), its open-ended multi asset allocation fund investing in equity, debt and commodities. This dynamically managed fund will aim to generate long-term capital appreciation by investing in equities with a blend of growth and value strategies across large, mid and small cap segments, complemented by allocations to debt, money market instruments, and commodities. The New Fund Offer opens on July 11, 2025 and will close on July 25, 2025, during which units will be available at Rs.10/- per unit.
Speaking on the launch, Avinash Satwalekar, President, Franklin Templeton–India, said, “The launch of this fund reflects our commitment to understanding our clients’ priorities, goals and challenges – and delivering solutions that are aligned with their long-term financial objectives. FIMAAF adopts a flexible allocation strategy that is designed with an aim to leverage the distinct risk-return profile of equities, fixed income, and commodities. In the current volatile environment — where equity valuations are elevated and bond yields are stabilizing — a portfolio combining these asset classes with commodities like gold can deliver superior risk adjusted returns.”
He further added, “We strongly believe that FIMAAF, guided by our proprietary global model integrating macroeconomic indicators with qualitative insights from our portfolio managers, can offer a compelling investment solution for our clients.”
Commenting on the fund launch and its investment strategy, Janakiraman R, Chief Investment Officer – Emerging Markets Equity-India, Franklin Templeton, said, “Equity investments are crucial for portfolio growth but are inherently subject to volatility and periodic corrections. While our long-term outlook for India is positive, some of the factors weighing on the markets in the near term are modest earnings growth, high valuations and geopolitical risks. In such an environment, exposure to other asset classes like debt and gold that have useful and low correlation with equities can help cushion the volatility and drawdowns of the portfolio. Keeping this in mind, we are offering a fund that diversifies across multiple asset classes. For equity allocation, Franklin India Multi Asset Allocation Fund uses a bottom-up QGSV framework (Quality, Growth, Sustainability & Valuation) for stock selection and adopts a well-diversified strategy across sectors and market capitalizations.”
Rahul Goswami, Chief Investment Officer, India Fixed Income, Franklin Templeton, added, “Over the last 20 years, the top-performing asset class has varied periodically between equities, fixed income and commodities. Hence, a portfolio with an optimal asset allocation amongst them from time to time can provide investors with a balanced strategy that offers growth potential with lower downside risk. The debt portion of Franklin India Multi Asset Allocation Fund aims to balance safety, liquidity, and returns by actively managing portfolio maturities according to its investment objectives. Utilizing in-house research capabilities, the team will look beyond credit ratings to identify high-quality fixed income opportunities, primarily focusing on AAA-rated instruments.”
NFO Features
Fund Description Hybrid – Multi Asset Allocation
Type of Scheme An Open-ended scheme investing in Equity, Debt and Commodities
Investment Objective The objective of the scheme is to generate long term capital appreciation by investing in equity and equity related instruments, debt & money market instruments and commodities.
However, there can be no assurance that the investment objective of the scheme will be realized.
NFO Dates July 11, 2025 – July 25, 2025
Scheme Re-opens For continuous Sale And Repurchase On August 4, 2025
Managed By Janakiraman Rengaraju, Rajasa K, Rohan Maru, Pallab Roy, Sandeep Manam (Dedicated Foreign Fund Manager)
Minimum Amount Subscription: Fresh Purchase – Rs.5,000/-. Additional Purchase – Rs.1,000/-. Redemption: Rs.1,000/-. The amount for subscription and redemption in excess of the minimum amount specified above is any amount in multiple of Rs. 1/-.
SIP: Minimum amount INR 500/-
Benchmark 65% Nifty 500 + 20% Nifty Short Duration Index + 5% Domestic price of gold+ 5% Domestic price of silver + 5% iCOMDEX composite Index
Exit Load In respect of each purchase of Units
• Upto 10% of the Units may be redeemed without any exit load within 1 year from the date of allotment.
• Any redemption in excess of the above limit shall be subject to the following exit load:
o 0.50 % – if redeemed on or before 1 year from the date of allotment
o Nil – if redeemed after 1 year from the date of allotment
For further details refer Scheme Information Document available on http://www.franklintempletonindia.com
About Franklin Templeton :F ranklin Templeton (India) is one of the largest foreign fund houses** in the country. It manages mutual fund schemes catering to varied investor requirements and offering different investment styles to choose from. It has offices in 39 cities and Collection Centers in over 100 locations across the country.
Franklin Resources, Inc. [NYSE:BEN] is a global investment management organization with subsidiaries operating as Franklin Templeton and serving clients in over 150 countries. Franklin Templeton’s mission is to help clients achieve better outcomes through investment management expertise, wealth management and technology solutions. Through its specialist investment managers, the company offers specialization on a global scale, bringing extensive capabilities in equity, fixed income, alternatives and multi-asset solutions. With more than 1,500 investment professionals, and offices in major financial markets around the world, the California-based company has over 75 years of investment experience and US$1.61 trillion in assets under management as of June 30, 2025. For more information, please visit www.franklintempletonindia.com.
Source: AMFI Website (based on AAUM as on June 30, 2025-Latest available information)
Product Label
The above product labelling assigned during the New Fund Offer (NFO) is based on internal assessment of the scheme characteristics or model portfolio and the same may vary post NFO when the actual investments are made.
Mutual Fund investments are subject to market risks, read all scheme related documents carefully.
